**Citizens GoalBuilder ® Home Equity Line of Credit: Borrower income limits and property location restrictions apply. Citizens offers Home Equity Lines of Credit as low as $17,500, but terms may vary. No annual fee for the first year, then $50 per year thereafter during the Draw Period. Homes previously listed for sale must be off the market for at least ninety days prior to application. Not available for homes currently for sale. Home equity lines of credit are available in first or second lien positions. Rate and terms are subject to change and credit approval. Property must be located in AL, AR, CT, DC, DE, FL, GA, IA, IL, IN, KY, MA, MD, ME, MI, MN, NC, NE, NH, NJ, NY, OH, OK, PA, RI, SC, SD, TN, VA or VT. Ineligible properties include, but are not limited to: investment property (defined as non-owner occupied property), a co-op, mobile home, or manufactured housing. Minimum APR 2.50%.Įligible properties include owner-occupied 1- to 4-family properties, condominiums, and 2nd/vacation homes. *Home Equity Line of Credit: Variable Annual Percentage Rate (“APR”) based on The Wall Street Journal Prime Rate (“Prime”) published on the last business day of the month, ( #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=|Key=PRIME_RATE# APR as of #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=|Key=PRIME_RATE_DATE#). Home Equity Lines of Credit are offered and originated by Citizens Bank, N.A.(NMLS ID#433960) Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903
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